27 questions we actually get asked — cost, wind mitigation, 4-point, what an inspection covers and what it cannot. If yours is not here, call (757) 240-9407 and ask.
Inspections run $300 to $1,000, driven mainly by square footage, the age of the home and the type of inspection. A wind mitigation on a small home sits at the bottom of that range; a full inspection on a large older property with a pool and outbuildings sits at the top. You get an exact number on the phone before anything is scheduled.
Square footage mostly, then age and complexity. A 1,200 square foot Cape Coral ranch built in 2018 takes a fraction of the time a 4,000 square foot 1980s Naples home with a pool, a guest house and three AC systems does. Age matters because older homes have more to document and more that has been modified over the years.
Not inside Lee, Collier or Charlotte counties. The price you are quoted is the price.
Most inspections are booked within a few days. If you are up against a closing date or an insurance deadline, say so when you call and we will work around it.
Yes. Saturday and Sunday 9:00am to 4:00pm. Weekend slots fill first during season, so book earlier if that is what you need.
Payment is due at or before the inspection. Call and we will confirm the current methods accepted.
It documents the features of your home that make it more resistant to hurricane wind — roof covering and permit dates, roof deck attachment, roof-to-wall connections, roof geometry, secondary water resistance and opening protection. The result goes on the Uniform Mitigation Verification Inspection Form, OIR-B1-1802, which your insurer reads.
Often substantially, but it depends entirely on what your home has. Florida insurers are required to give premium credits for qualifying features, so if your home has hurricane clips or straps, a hip roof, a sealed roof deck or rated opening protection, those credits apply. If it has none of them, the report documents that honestly and there is no credit. We cannot know which until we inspect.
Five years from the date of inspection under current Florida practice, though your carrier may ask for a fresh one after a roof replacement or other significant change. Check with your agent, as carrier requirements vary.
Usually yes, and newer homes tend to score well because modern Florida building code requires many of the features the form credits. A new build with no wind mitigation report on file is often paying more than it needs to.
A condition report on four systems only — roof, electrical, plumbing and HVAC. It is what most Florida carriers require before they will write or renew a policy on an older home. It is not a full inspection and it is not a pass or fail test.
If your insurer asked for one, yes. Carriers typically require it on homes over about 30 years old, but the threshold varies by insurer and some ask earlier. Your agent will tell you.
Nothing fails as such — it is a condition report, not a test. But certain findings commonly cause carriers to decline or require repairs first: a roof near the end of its life, active leaks, polybutylene plumbing, cloth or knob-and-tube wiring, certain older electrical panels, and open or improperly done DIY work.
Yes, and it costs less than booking them separately because it is one trip. If you are buying an older Florida home you will most likely need both, so ask for the bundle up front.
Roof and roof penetrations, attic and insulation, structure, exterior cladding and grading, windows and doors, garage, electrical, plumbing, water heater, HVAC, built-in appliances and interior surfaces, with photos throughout.
Yes, and that is a meaningful limit. It is a visual, non-invasive assessment of what is accessible on the day. I do not open walls, lift flooring, dismantle equipment or move your belongings. Where an area is not safely accessible I report it as inaccessible rather than guess.
Where it helps, particularly around suspected moisture. Thermal imaging shows temperature differentials behind finished surfaces, which is often how a wet wall cavity reveals itself before a stain appears. It is a diagnostic aid, not a moisture detector on its own, and findings get confirmed with a moisture meter.
No, and no honest inspector will tell you otherwise. A visual inspection on a single day cannot see inside sealed cavities or predict a component failing next month. What it does is find the evidence that is there to be found, which on most homes is a great deal more than a buyer sees on their own.
An inspection timed just before a builder’s one-year warranty expires, usually booked at month ten so there is time to submit claims. Defects found inside the warranty period are the builder’s problem; the same defects found at month thirteen are yours.
New does not mean flawless. Fast-built homes commonly have missed flashing, incomplete attic insulation, rushed trim and drainage that was never checked. An inspection before closing means those get corrected by the builder rather than by you.
It is the same inspection a buyer’s inspector will run, commissioned by you before you list. The value is control — you find out what is there while you still have time to fix it or price it in, instead of discovering it mid-negotiation when the buyer has leverage.
Yes. Tie-downs, piers, skirting, vapour barrier and the issues specific to manufactured homes in Florida, including the documentation lenders and insurers commonly ask for.
Yes. Each unit is documented separately so you can price repairs per door rather than receiving one merged report.
Yes. Florida DBPR home inspector licence HI19048, InterNACHI Certified Professional Inspector, and general liability insurance with a certificate available on request. You can verify any Florida licence at MyFloridaLicense.com.
SurePoint launched in 2026. Before that I worked in water restoration doing mould and moisture inspections, which is where the eye for this came from. We would rather tell you that plainly than imply a longer history.
No, deliberately. An inspector who also sells repairs has an obvious incentive to find them. I inspect, you decide, and someone else does the work.
Lee, Collier and Charlotte counties — Fort Myers, Cape Coral, Naples, Bonita Springs, Estero, Port Charlotte, Punta Gorda, Lehigh Acres, North Fort Myers, Sanibel, Fort Myers Beach and Marco Island. Call with the address if you are near the edge.
Call (757) 240-9407 and ask. Five minutes on the phone beats booking the wrong inspection.