Irma made its second Florida landfall directly on Marco Island as a Category 3. The island’s core housing is Deltona-era canal construction from the 1960s and 70s, which puts most of it well past the age where carriers start asking questions.
Tell us where the property is and what you need. We’ll call to confirm the time.
Typical range $300–$1,000 depending on square footage. No obligation.
Inspections in Marco Island and across Collier County.
(757) 240-9407Marco Island was developed from the mid-1960s by the Mackle brothers’ Deltona Corporation — the same family operation behind Port Charlotte — as a canal-front community. The Jolley Bridge opened in 1969 and the island reincorporated as a city in 1997. The core single-family stock is that Deltona-era 1960s and 70s construction, with condo towers and newer infill layered on since.
Irma made its second Florida landfall here on 10 September 2017 at Category 3 strength, with winds reported locally above 110 knots. Ian in 2022 was comparatively moderate on this island — four to six feet of surge, against the six to nine feet Naples saw and the ten to fifteen on Estero Island.
For an inspection that adds up to three things: canal frontage and seawalls, housing old enough that carriers will require a 4-point, and a meaningful condo inventory where the association’s structural and reserve documents matter as much as anything inside the unit.
Every area has its own failure patterns. These are Marco Island’s.
Deltona cut canals through the island and most waterfront lots have a seawall behind them. Cap condition, joint separation, soil loss. Expensive, and not something a seller has to disclose.
The Deltona-era stock is at or past the end of original service life for almost everything — panels, supply and drain lines, and anything not replaced since. This is the age bracket where carriers stop taking it on trust.
On a Marco condo the inspection covers your unit and the visible systems serving it. The roof, envelope and structure belong to the association, and its milestone and reserve study documents are where the real liabilities are recorded. Ask for them.
Not sure which applies? Call and describe the property — it takes a minute to work out.
Yes. We inspect the unit and the systems serving it. What the association owns — roof, envelope, structure — isn’t in a unit inspection’s scope, and the milestone inspection and reserve study are the documents that cover it.
No, but it will need documenting. A 4-point is standard at this age and a wind mitigation report frequently brings the premium back down. Age makes the paperwork necessary, not impossible.
Yes, both, along with the island itself.
Part of our Collier County coverage. Pricing is $300 to $1,000 depending on the size of the home, not on where in the county it sits.
Call or send the form. Tell us the address and your deadline and we’ll confirm a time and an exact price.